Call reports 2008
MARQUIS BANK — 2008
What MARQUIS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 33,144,000 | 27,777,000 | 32,550,000 | 36,645,000 |
| Total loans | 12,429,000 | 18,676,000 | 23,587,000 | 31,527,000 |
| Allowance for loan losses | 157,000 | 224,000 | 282,000 | 320,000 |
| Securities available for sale | 0 | 0 | 993,000 | 1,005,000 |
| Securities held to maturity | 0 | 0 | 688,000 | 646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,538,000 | 10,361,000 | 15,410,000 | 19,667,000 |
| Interest-bearing deposits | 13,898,000 | 8,786,000 | 14,092,000 | 17,901,000 |
| Noninterest-bearing deposits | 1,640,000 | 1,575,000 | 1,318,000 | 1,766,000 |
| Equity capital | 17,531,000 | 17,221,000 | 16,980,000 | 16,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 595,000 | 1,004,000 | 1,446,000 |
| Interest expense | 57,000 | 118,000 | 199,000 | 305,000 |
| Net interest income | 227,000 | 477,000 | 805,000 | 1,141,000 |
| Noninterest income | 4,000 | 8,000 | 15,000 | 23,000 |
| Noninterest expense | 488,000 | 985,000 | 1,495,000 | 2,052,000 |
| Provision for loan losses | 130,000 | 197,000 | 255,000 | 293,000 |
| Pretax income | -387,000 | -697,000 | -930,000 | -1,181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -387,000 | -697,000 | -930,000 | -1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,531,000 | 17,221,000 | 16,987,000 | 16,742,000 |
| Total capital | 17,688,000 | 17,445,000 | 17,269,000 | 17,062,000 |
| Risk-weighted assets | 19,199,000 | 23,250,000 | 26,715,000 | 30,571,000 |