Call reports 2025
MINT NATIONAL BANK, THE — 2025
What MINT NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 428,056,000 | 406,563,000 | 406,557,000 | 401,518,000 |
| Total loans | 338,414,000 | 326,607,000 | 327,908,000 | 324,502,000 |
| Allowance for loan losses | 7,584,000 | 7,914,000 | 7,892,000 | 7,892,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,981,000 | 326,970,000 | 325,475,000 | 319,314,000 |
| Interest-bearing deposits | 314,444,000 | 296,771,000 | 296,442,000 | 294,463,000 |
| Noninterest-bearing deposits | 35,537,000 | 30,199,000 | 29,033,000 | 24,851,000 |
| Equity capital | 64,721,000 | 65,842,000 | 67,171,000 | 68,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,328,000 | 16,256,000 | 24,061,000 | 31,503,000 |
| Interest expense | 3,508,000 | 6,515,000 | 9,433,000 | 12,199,000 |
| Net interest income | 4,820,000 | 9,741,000 | 14,628,000 | 19,304,000 |
| Noninterest income | 511,000 | 1,205,000 | 1,815,000 | 2,362,000 |
| Noninterest expense | 3,117,000 | 6,445,000 | 10,261,000 | 12,979,000 |
| Provision for loan losses | 495,000 | 825,000 | 825,000 | 825,000 |
| Pretax income | 1,719,000 | 3,676,000 | 5,357,000 | 7,862,000 |
| Income tax | 361,000 | 772,000 | 1,125,000 | 1,651,000 |
| Net income | 1,358,000 | 2,904,000 | 4,232,000 | 6,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,721,000 | 65,842,000 | 67,171,000 | 68,724,000 |