Call reports 2023
MINT NATIONAL BANK, THE — 2023
What MINT NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 386,214,000 | 396,357,000 | 423,133,000 | 409,248,000 |
| Total loans | 308,379,000 | 320,130,000 | 323,964,000 | 331,873,000 |
| Allowance for loan losses | 7,716,000 | 8,136,000 | 7,844,000 | 6,484,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,735,000 | 308,415,000 | 353,838,000 | 338,261,000 |
| Interest-bearing deposits | 290,743,000 | 278,466,000 | 325,285,000 | 310,722,000 |
| Noninterest-bearing deposits | 28,992,000 | 29,949,000 | 28,553,000 | 27,539,000 |
| Equity capital | 56,507,000 | 57,070,000 | 58,173,000 | 58,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,087,000 | 12,959,000 | 20,562,000 | 28,779,000 |
| Interest expense | 2,042,000 | 4,471,000 | 7,646,000 | 11,266,000 |
| Net interest income | 4,045,000 | 8,488,000 | 12,916,000 | 17,513,000 |
| Noninterest income | 806,000 | 1,480,000 | 2,226,000 | 2,990,000 |
| Noninterest expense | 3,211,000 | 6,658,000 | 10,155,000 | 14,318,000 |
| Provision for loan losses | 420,000 | 840,000 | 1,120,000 | 1,120,000 |
| Pretax income | 1,220,000 | 2,470,000 | 3,867,000 | 5,065,000 |
| Income tax | 256,000 | 518,000 | 812,000 | 1,064,000 |
| Net income | 964,000 | 1,952,000 | 3,055,000 | 4,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,507,000 | 57,070,000 | 58,173,000 | 58,694,000 |