Call reports 2022
MINT NATIONAL BANK, THE — 2022
What MINT NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 350,334,000 | 348,813,000 | 348,439,000 | 370,434,000 |
| Total loans | 253,874,000 | 273,640,000 | 302,828,000 | 306,563,000 |
| Allowance for loan losses | 8,266,000 | 8,646,000 | 8,646,000 | 7,296,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,982,000 | 290,075,000 | 287,445,000 | 304,121,000 |
| Interest-bearing deposits | 267,047,000 | 248,551,000 | 250,882,000 | 268,781,000 |
| Noninterest-bearing deposits | 33,935,000 | 41,525,000 | 36,563,000 | 35,340,000 |
| Equity capital | 44,215,000 | 52,672,000 | 54,383,000 | 55,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,422,000 | 6,866,000 | 11,374,000 | 16,927,000 |
| Interest expense | 565,000 | 1,119,000 | 1,860,000 | 3,143,000 |
| Net interest income | 2,857,000 | 5,747,000 | 9,514,000 | 13,784,000 |
| Noninterest income | 2,275,000 | 3,968,000 | 5,889,000 | 7,615,000 |
| Noninterest expense | 3,489,000 | 6,670,000 | 10,192,000 | 14,156,000 |
| Provision for loan losses | 366,000 | 746,000 | 746,000 | 746,000 |
| Pretax income | 1,277,000 | 2,299,000 | 4,465,000 | 6,497,000 |
| Income tax | 268,000 | 483,000 | 938,000 | 1,364,000 |
| Net income | 1,009,000 | 1,816,000 | 3,527,000 | 5,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,215,000 | 52,672,000 | 54,383,000 | 55,543,000 |