Call reports 2021
MINT NATIONAL BANK, THE — 2021
What MINT NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 352,149,000 | 339,203,000 | 336,617,000 | 346,257,000 |
| Total loans | 312,594,000 | 304,354,000 | 286,806,000 | 268,828,000 |
| Allowance for loan losses | 6,890,000 | 8,700,000 | 7,900,000 | 7,900,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,055,000 | 275,948,000 | 290,098,000 | 297,533,000 |
| Interest-bearing deposits | 234,394,000 | 245,254,000 | 256,588,000 | 261,955,000 |
| Noninterest-bearing deposits | 30,661,000 | 30,694,000 | 33,510,000 | 35,578,000 |
| Equity capital | 37,053,000 | 38,910,000 | 40,913,000 | 43,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,109,000 | 9,603,000 | 13,446,000 | 17,554,000 |
| Interest expense | 718,000 | 1,361,000 | 1,956,000 | 2,538,000 |
| Net interest income | 4,391,000 | 8,242,000 | 11,490,000 | 15,016,000 |
| Noninterest income | 1,305,000 | 4,823,000 | 6,664,000 | 8,759,000 |
| Noninterest expense | 2,631,000 | 5,679,000 | 8,872,000 | 11,269,000 |
| Provision for loan losses | 1,200,000 | 3,010,000 | 2,210,000 | 2,210,000 |
| Pretax income | 1,865,000 | 4,376,000 | 7,072,000 | 10,296,000 |
| Income tax | 392,000 | 919,000 | 1,485,000 | 2,162,000 |
| Net income | 1,473,000 | 3,457,000 | 5,587,000 | 8,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,053,000 | 38,910,000 | 40,913,000 | 43,333,000 |