Call reports 2020
MINT NATIONAL BANK, THE — 2020
What MINT NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 246,182,000 | 309,353,000 | 366,773,000 | 371,481,000 |
| Total loans | 197,550,000 | 292,033,000 | 340,735,000 | 315,809,000 |
| Allowance for loan losses | 3,320,000 | 3,555,000 | 4,721,000 | 5,690,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,513,000 | 237,738,000 | 243,275,000 | 252,797,000 |
| Interest-bearing deposits | 188,130,000 | 209,803,000 | 214,101,000 | 226,419,000 |
| Noninterest-bearing deposits | 24,383,000 | 27,935,000 | 29,174,000 | 26,378,000 |
| Equity capital | 31,038,000 | 31,727,000 | 34,594,000 | 35,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,654,000 | 10,526,000 | 15,134,000 |
| Interest expense | 1,040,000 | 1,987,000 | 2,853,000 | 3,682,000 |
| Net interest income | 2,292,000 | 4,667,000 | 7,673,000 | 11,452,000 |
| Noninterest income | 1,404,000 | 2,181,000 | 4,041,000 | 7,633,000 |
| Noninterest expense | 2,138,000 | 4,009,000 | 6,451,000 | 11,064,000 |
| Provision for loan losses | 435,000 | 670,000 | 1,836,000 | 3,186,000 |
| Pretax income | 1,123,000 | 2,169,000 | 3,427,000 | 4,835,000 |
| Income tax | 236,000 | 456,000 | 720,000 | 1,015,000 |
| Net income | 887,000 | 1,713,000 | 2,707,000 | 3,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,038,000 | 31,727,000 | 34,594,000 | 35,707,000 |