Call reports 2019
MINT NATIONAL BANK, THE — 2019
What MINT NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 219,947,000 | 225,532,000 | 249,813,000 | 246,985,000 |
| Total loans | 174,941,000 | 185,142,000 | 180,689,000 | 191,497,000 |
| Allowance for loan losses | 3,402,000 | 3,483,000 | 3,374,000 | 2,885,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,610,000 | 196,500,000 | 219,651,000 | 214,689,000 |
| Interest-bearing deposits | 174,854,000 | 178,359,000 | 198,838,000 | 192,890,000 |
| Noninterest-bearing deposits | 16,756,000 | 18,141,000 | 20,813,000 | 21,799,000 |
| Equity capital | 26,686,000 | 27,615,000 | 28,418,000 | 30,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,000,000 | 6,309,000 | 9,705,000 | 13,066,000 |
| Interest expense | 945,000 | 2,014,000 | 3,193,000 | 4,343,000 |
| Net interest income | 2,055,000 | 4,295,000 | 6,512,000 | 8,723,000 |
| Noninterest income | 1,137,000 | 1,764,000 | 2,397,000 | 3,273,000 |
| Noninterest expense | 1,791,000 | 3,459,000 | 5,044,000 | 6,748,000 |
| Provision for loan losses | 140,000 | 221,000 | 310,000 | 427,000 |
| Pretax income | 1,261,000 | 2,379,000 | 3,555,000 | 4,821,000 |
| Income tax | 265,000 | 500,000 | 747,000 | 1,012,000 |
| Net income | 996,000 | 1,879,000 | 2,808,000 | 3,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,686,000 | 27,615,000 | 28,418,000 | 30,291,000 |
| Total capital | 28,890,000 | 29,965,000 | 30,745,000 | 32,786,000 |
| Risk-weighted assets | 175,106,000 | 186,920,000 | 185,145,000 | 199,185,000 |