Call reports 2018
MINT NATIONAL BANK, THE — 2018
What MINT NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 176,943,000 | 184,582,000 | 208,684,000 | 206,927,000 |
| Total loans | 157,449,000 | 164,516,000 | 167,375,000 | 166,556,000 |
| Allowance for loan losses | 2,548,000 | 2,664,000 | 3,153,000 | 3,262,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,615,000 | 157,721,000 | 181,791,000 | 179,467,000 |
| Interest-bearing deposits | 142,402,000 | 145,325,000 | 169,977,000 | 167,563,000 |
| Noninterest-bearing deposits | 10,213,000 | 12,396,000 | 11,815,000 | 11,904,000 |
| Equity capital | 22,614,000 | 23,875,000 | 24,940,000 | 25,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,875,000 | 7,715,000 | 10,642,000 |
| Interest expense | 528,000 | 1,124,000 | 1,909,000 | 2,810,000 |
| Net interest income | 1,762,000 | 3,751,000 | 5,806,000 | 7,832,000 |
| Noninterest income | 710,000 | 1,757,000 | 2,701,000 | 3,846,000 |
| Noninterest expense | 1,367,000 | 2,923,000 | 4,557,000 | 6,522,000 |
| Provision for loan losses | 111,000 | 227,000 | 716,000 | 825,000 |
| Pretax income | 994,000 | 2,358,000 | 3,234,000 | 4,331,000 |
| Income tax | 209,000 | 495,000 | 679,000 | 900,000 |
| Net income | 785,000 | 1,863,000 | 2,555,000 | 3,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,614,000 | 23,875,000 | 24,940,000 | 25,690,000 |
| Total capital | 24,519,000 | 25,886,000 | 27,007,000 | 27,779,000 |
| Risk-weighted assets | 151,752,000 | 160,244,000 | 164,251,000 | 165,968,000 |