Call reports 2016
MINT NATIONAL BANK, THE — 2016
What MINT NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 109,028,000 | 120,163,000 | 128,332,000 | 126,750,000 |
| Total loans | 90,993,000 | 87,687,000 | 94,678,000 | 98,238,000 |
| Allowance for loan losses | 1,432,000 | 1,534,000 | 1,681,000 | 1,790,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 1,000,000 | 3,399,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,866,000 | 106,519,000 | 113,218,000 | 112,477,000 |
| Interest-bearing deposits | 88,457,000 | 99,561,000 | 104,839,000 | 102,809,000 |
| Noninterest-bearing deposits | 7,409,000 | 6,958,000 | 8,379,000 | 9,668,000 |
| Equity capital | 12,594,000 | 12,954,000 | 13,386,000 | 13,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,665,000 | 4,089,000 | 5,579,000 |
| Interest expense | 254,000 | 558,000 | 891,000 | 1,232,000 |
| Net interest income | 1,060,000 | 2,107,000 | 3,198,000 | 4,347,000 |
| Noninterest income | 556,000 | 1,745,000 | 2,632,000 | 4,005,000 |
| Noninterest expense | 1,063,000 | 2,651,000 | 3,828,000 | 5,722,000 |
| Provision for loan losses | 132,000 | 234,000 | 381,000 | 490,000 |
| Pretax income | 421,000 | 967,000 | 1,621,000 | 2,140,000 |
| Income tax | 143,000 | 329,000 | 551,000 | 724,000 |
| Net income | 278,000 | 638,000 | 1,070,000 | 1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,594,000 | 12,954,000 | 13,322,000 | 13,715,000 |
| Total capital | 13,579,000 | 13,977,000 | 14,439,000 | 14,883,000 |
| Risk-weighted assets | 78,348,000 | 81,329,000 | 88,715,000 | 92,863,000 |