Call reports 2015
MINT NATIONAL BANK, THE — 2015
What MINT NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,338,000 | 74,383,000 | 90,743,000 | 98,265,000 |
| Total loans | 61,184,000 | 67,023,000 | 79,698,000 | 85,667,000 |
| Allowance for loan losses | 836,000 | 908,000 | 1,135,000 | 1,300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,255,000 | 62,579,000 | 78,478,000 | 84,944,000 |
| Interest-bearing deposits | 52,007,000 | 57,243,000 | 71,682,000 | 79,287,000 |
| Noninterest-bearing deposits | 7,248,000 | 5,336,000 | 6,796,000 | 5,657,000 |
| Equity capital | 10,741,000 | 11,376,000 | 11,616,000 | 12,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,836,000 | 3,010,000 | 4,245,000 |
| Interest expense | 158,000 | 334,000 | 543,000 | 785,000 |
| Net interest income | 724,000 | 1,502,000 | 2,467,000 | 3,460,000 |
| Noninterest income | 135,000 | 642,000 | 1,228,000 | 2,845,000 |
| Noninterest expense | 732,000 | 1,695,000 | 2,655,000 | 4,335,000 |
| Provision for loan losses | 36,000 | 108,000 | 335,000 | 500,000 |
| Pretax income | 91,000 | 341,000 | 705,000 | 1,470,000 |
| Income tax | 31,000 | 116,000 | 240,000 | 493,000 |
| Net income | 60,000 | 225,000 | 465,000 | 977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,741,000 | 11,376,000 | 11,616,000 | 12,142,000 |
| Total capital | 11,414,000 | 12,111,000 | 12,484,000 | 13,117,000 |
| Risk-weighted assets | 53,697,000 | 58,655,000 | 69,197,000 | 77,712,000 |