Call reports 2014
MINT NATIONAL BANK, THE — 2014
What MINT NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 63,178,000 | 64,797,000 | 62,990,000 | 65,668,000 |
| Total loans | 47,486,000 | 52,188,000 | 54,587,000 | 57,726,000 |
| Allowance for loan losses | 726,000 | 750,000 | 774,000 | 800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,139,000 | 55,523,000 | 53,502,000 | 55,924,000 |
| Interest-bearing deposits | 47,795,000 | 49,513,000 | 47,967,000 | 49,425,000 |
| Noninterest-bearing deposits | 6,344,000 | 6,010,000 | 5,535,000 | 6,499,000 |
| Equity capital | 8,942,000 | 9,143,000 | 9,296,000 | 9,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,492,000 | 2,314,000 | 3,158,000 |
| Interest expense | 145,000 | 291,000 | 438,000 | 584,000 |
| Net interest income | 565,000 | 1,201,000 | 1,876,000 | 2,574,000 |
| Noninterest income | 3,000 | 212,000 | 369,000 | 437,000 |
| Noninterest expense | 515,000 | 1,135,000 | 1,791,000 | 2,443,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 98,000 |
| Pretax income | 29,000 | 230,000 | 382,000 | 470,000 |
| Income tax | 0 | 0 | 0 | 54,000 |
| Net income | 29,000 | 230,000 | 382,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,942,000 | 9,143,000 | 9,296,000 | 9,329,000 |
| Total capital | 9,454,000 | 9,704,000 | 9,886,000 | 9,959,000 |
| Risk-weighted assets | 41,611,000 | 44,628,000 | 47,039,000 | 50,238,000 |