Call reports 2013
MINT NATIONAL BANK, THE — 2013
What MINT NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,020,000 | 56,826,000 | 64,022,000 | 63,088,000 |
| Total loans | 44,746,000 | 44,290,000 | 42,421,000 | 43,679,000 |
| Allowance for loan losses | 630,000 | 654,000 | 678,000 | 702,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,806,000 | 48,487,000 | 55,608,000 | 54,663,000 |
| Interest-bearing deposits | 38,902,000 | 45,153,000 | 50,597,000 | 49,065,000 |
| Noninterest-bearing deposits | 5,904,000 | 3,334,000 | 5,011,000 | 5,598,000 |
| Equity capital | 8,134,000 | 8,270,000 | 8,339,000 | 8,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,289,000 | 1,950,000 | 2,601,000 |
| Interest expense | 108,000 | 229,000 | 375,000 | 528,000 |
| Net interest income | 499,000 | 1,060,000 | 1,575,000 | 2,073,000 |
| Noninterest income | 4,000 | 8,000 | 12,000 | 16,000 |
| Noninterest expense | 414,000 | 819,000 | 1,245,000 | 1,723,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 65,000 | 201,000 | 270,000 | 270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 201,000 | 270,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,134,000 | 8,270,000 | 8,339,000 | 8,340,000 |
| Total capital | 8,601,000 | 8,742,000 | 8,818,000 | 8,828,000 |
| Risk-weighted assets | 37,193,000 | 37,565,000 | 38,107,000 | 38,838,000 |