Call reports 2010
MINT NATIONAL BANK, THE — 2010
What MINT NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 27,282,000 | 32,047,000 | 32,461,000 | 32,321,000 |
| Total loans | 17,701,000 | 20,224,000 | 19,893,000 | 20,557,000 |
| Allowance for loan losses | 245,000 | 305,000 | 350,000 | 380,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,099,000 | 24,962,000 | 25,518,000 | 24,736,000 |
| Interest-bearing deposits | 18,065,000 | 22,673,000 | 23,712,000 | 22,953,000 |
| Noninterest-bearing deposits | 2,035,000 | 2,289,000 | 1,806,000 | 1,783,000 |
| Equity capital | 7,161,000 | 7,057,000 | 6,918,000 | 7,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 625,000 | 956,000 | 1,317,000 |
| Interest expense | 69,000 | 176,000 | 284,000 | 361,000 |
| Net interest income | 211,000 | 449,000 | 672,000 | 956,000 |
| Noninterest income | 3,000 | 5,000 | 7,000 | 9,000 |
| Noninterest expense | 274,000 | 558,000 | 877,000 | 1,205,000 |
| Provision for loan losses | 30,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | -90,000 | -194,000 | -333,000 | -405,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -90,000 | -194,000 | -333,000 | -405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,161,000 | 7,057,000 | 6,918,000 | 7,560,000 |
| Total capital | 7,355,000 | 7,280,000 | 7,148,000 | 7,797,000 |
| Risk-weighted assets | 15,453,000 | 18,130,000 | 18,277,000 | 18,796,000 |