Call reports 2025
AMERICAN BANK OF COMMERCE — 2025
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,490,531,000 | 1,656,453,000 | 1,671,601,000 | 1,691,788,000 |
| Total loans | 926,642,000 | 947,661,000 | 983,328,000 | 1,067,640,000 |
| Allowance for loan losses | 12,435,000 | 12,429,000 | 12,928,000 | 13,761,000 |
| Securities available for sale | 401,057,000 | 536,887,000 | 535,783,000 | 505,938,000 |
| Securities held to maturity | 1,850,000 | 1,850,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,323,253,000 | 1,368,333,000 | 1,328,220,000 | 1,300,723,000 |
| Interest-bearing deposits | 907,455,000 | 956,924,000 | 907,283,000 | 885,045,000 |
| Noninterest-bearing deposits | 415,798,000 | 411,409,000 | 420,937,000 | 415,678,000 |
| Equity capital | 97,237,000 | 121,693,000 | 132,535,000 | 139,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,050,000 | 37,299,000 | 59,086,000 | 81,378,000 |
| Interest expense | 7,162,000 | 14,894,000 | 23,866,000 | 32,399,000 |
| Net interest income | 10,888,000 | 22,405,000 | 35,220,000 | 48,979,000 |
| Noninterest income | 2,004,000 | 3,218,000 | 5,197,000 | 6,270,000 |
| Noninterest expense | 9,037,000 | 17,379,000 | 26,539,000 | 35,557,000 |
| Provision for loan losses | 335,000 | 335,000 | 835,000 | 1,850,000 |
| Pretax income | 3,520,000 | 7,909,000 | 13,043,000 | 17,339,000 |
| Income tax | 667,000 | 1,510,000 | 2,362,000 | 2,565,000 |
| Net income | 2,853,000 | 6,399,000 | 10,681,000 | 14,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,511,000 | 166,428,000 | 170,279,000 | 173,973,000 |
| Total capital | 156,946,000 | 178,857,000 | 183,207,000 | 187,734,000 |
| Risk-weighted assets | 1,149,856,000 | 1,198,995,000 | 1,234,765,000 | 1,324,110,000 |