Call reports 2023
AMERICAN BANK OF COMMERCE — 2023
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,512,833,000 | 1,495,794,000 | 1,471,726,000 | 1,448,670,000 |
| Total loans | 942,186,000 | 887,633,000 | 912,226,000 | 904,120,000 |
| Allowance for loan losses | 11,363,000 | 11,662,000 | 11,948,000 | 12,398,000 |
| Securities available for sale | 478,388,000 | 458,322,000 | 432,884,000 | 444,007,000 |
| Securities held to maturity | 2,522,000 | 2,521,000 | 2,190,000 | 2,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,273,031,000 | 1,310,091,000 | 1,304,601,000 | 1,294,574,000 |
| Interest-bearing deposits | 996,263,000 | 1,050,901,000 | 1,056,545,000 | 1,055,158,000 |
| Noninterest-bearing deposits | 276,768,000 | 259,190,000 | 248,056,000 | 239,416,000 |
| Equity capital | 74,333,000 | 70,571,000 | 60,127,000 | 84,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,794,000 | 33,951,000 | 51,715,000 | 69,991,000 |
| Interest expense | 6,674,000 | 14,424,000 | 22,827,000 | 31,594,000 |
| Net interest income | 10,120,000 | 19,527,000 | 28,888,000 | 38,397,000 |
| Noninterest income | 1,145,000 | 2,547,000 | 3,577,000 | 4,676,000 |
| Noninterest expense | 8,722,000 | 17,010,000 | 24,599,000 | 31,939,000 |
| Provision for loan losses | 296,000 | 695,000 | 997,000 | 1,448,000 |
| Pretax income | 2,209,000 | 4,293,000 | 6,793,000 | 9,610,000 |
| Income tax | 428,000 | 822,000 | 1,289,000 | 1,743,000 |
| Net income | 1,776,000 | 3,461,000 | 5,487,000 | 7,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,105,000 | 130,410,000 | 132,456,000 | 134,867,000 |
| Total capital | 140,468,000 | 142,072,000 | 144,404,000 | 147,265,000 |
| Risk-weighted assets | 1,157,836,000 | 1,103,536,000 | 1,120,979,000 | 1,100,434,000 |