Call reports 2022
AMERICAN BANK OF COMMERCE — 2022
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,479,941,000 | 1,510,832,000 | 1,486,070,000 | 1,521,301,000 |
| Total loans | 810,855,000 | 862,101,000 | 896,499,000 | 921,227,000 |
| Allowance for loan losses | 11,410,000 | 11,800,000 | 11,076,000 | 11,063,000 |
| Securities available for sale | 577,657,000 | 548,263,000 | 491,725,000 | 492,292,000 |
| Securities held to maturity | 2,953,000 | 2,951,000 | 2,630,000 | 2,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,354,456,000 | 1,331,983,000 | 1,319,207,000 | 1,268,701,000 |
| Interest-bearing deposits | 1,029,122,000 | 981,002,000 | 1,010,305,000 | 970,550,000 |
| Noninterest-bearing deposits | 325,334,000 | 350,981,000 | 308,902,000 | 298,151,000 |
| Equity capital | 85,477,000 | 68,927,000 | 50,076,000 | 63,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,372,000 | 23,750,000 | 37,854,000 | 53,663,000 |
| Interest expense | 885,000 | 1,940,000 | 3,651,000 | 7,763,000 |
| Net interest income | 10,487,000 | 21,810,000 | 34,203,000 | 45,900,000 |
| Noninterest income | 1,562,000 | 3,263,000 | 4,412,000 | 6,301,000 |
| Noninterest expense | 8,604,000 | 17,184,000 | 25,578,000 | 34,232,000 |
| Provision for loan losses | 0 | 313,000 | 629,000 | 629,000 |
| Pretax income | 3,445,000 | 7,576,000 | 12,413,000 | 17,345,000 |
| Income tax | 652,000 | 1,456,000 | 2,282,000 | 3,119,000 |
| Net income | 2,793,000 | 6,140,000 | 10,131,000 | 14,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,857,000 | 119,844,000 | 123,655,000 | 127,709,000 |
| Total capital | 128,267,000 | 131,643,000 | 134,731,000 | 138,772,000 |
| Risk-weighted assets | 1,005,187,000 | 1,063,116,000 | 1,133,656,000 | 1,145,679,000 |