Call reports 2021
AMERICAN BANK OF COMMERCE — 2021
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,306,195,000 | 1,398,700,000 | 1,423,418,000 | 1,482,815,000 |
| Total loans | 744,068,000 | 781,037,000 | 746,170,000 | 811,552,000 |
| Allowance for loan losses | 11,450,000 | 11,306,000 | 11,320,000 | 11,355,000 |
| Securities available for sale | 449,701,000 | 540,902,000 | 597,592,000 | 616,830,000 |
| Securities held to maturity | 3,372,000 | 3,370,000 | 3,058,000 | 3,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,151,267,000 | 1,232,285,000 | 1,253,261,000 | 1,312,432,000 |
| Interest-bearing deposits | 888,174,000 | 937,224,000 | 969,847,000 | 959,961,000 |
| Noninterest-bearing deposits | 263,093,000 | 295,061,000 | 283,414,000 | 352,471,000 |
| Equity capital | 110,044,000 | 114,231,000 | 113,644,000 | 113,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,570,000 | 21,419,000 | 32,070,000 | 42,909,000 |
| Interest expense | 1,157,000 | 2,320,000 | 3,388,000 | 4,365,000 |
| Net interest income | 9,413,000 | 19,099,000 | 28,682,000 | 38,544,000 |
| Noninterest income | 2,421,000 | 4,538,000 | 5,929,000 | 8,351,000 |
| Noninterest expense | 7,815,000 | 16,121,000 | 24,591,000 | 33,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,019,000 | 7,515,000 | 10,019,000 | 13,788,000 |
| Income tax | 718,000 | 1,385,000 | 1,813,000 | 2,075,000 |
| Net income | 3,313,000 | 6,166,000 | 8,246,000 | 11,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,697,000 | 109,285,000 | 111,042,000 | 114,313,000 |
| Total capital | 117,295,000 | 120,591,000 | 122,362,000 | 125,668,000 |
| Risk-weighted assets | 846,982,000 | 911,882,000 | 946,539,000 | 1,013,273,000 |