Call reports 2020
AMERICAN BANK OF COMMERCE — 2020
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,066,096,000 | 1,177,571,000 | 1,185,054,000 | 1,220,924,000 |
| Total loans | 633,606,000 | 739,776,000 | 761,793,000 | 732,392,000 |
| Allowance for loan losses | 8,541,000 | 10,037,000 | 11,006,000 | 11,432,000 |
| Securities available for sale | 337,820,000 | 306,985,000 | 330,378,000 | 390,698,000 |
| Securities held to maturity | 3,480,000 | 3,478,000 | 3,476,000 | 3,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 916,363,000 | 1,027,527,000 | 1,036,897,000 | 1,072,336,000 |
| Interest-bearing deposits | 725,808,000 | 775,939,000 | 785,639,000 | 812,917,000 |
| Noninterest-bearing deposits | 190,555,000 | 251,588,000 | 251,258,000 | 259,419,000 |
| Equity capital | 103,703,000 | 110,629,000 | 111,850,000 | 113,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,045,000 | 19,692,000 | 28,771,000 | 37,711,000 |
| Interest expense | 1,938,000 | 3,525,000 | 5,048,000 | 6,304,000 |
| Net interest income | 8,107,000 | 16,167,000 | 23,723,000 | 31,407,000 |
| Noninterest income | 1,393,000 | 10,508,000 | 13,499,000 | 15,973,000 |
| Noninterest expense | 7,593,000 | 16,940,000 | 25,186,000 | 33,246,000 |
| Provision for loan losses | 151,000 | 1,693,000 | 2,700,000 | 3,040,000 |
| Pretax income | 1,756,000 | 9,325,000 | 10,619,000 | 12,406,000 |
| Income tax | 341,000 | 1,919,000 | 2,101,000 | 2,190,000 |
| Net income | 1,415,000 | 7,406,000 | 8,518,000 | 10,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,532,000 | 101,206,000 | 102,001,000 | 103,662,000 |
| Total capital | 104,073,000 | — | 111,301,000 | 113,712,000 |
| Risk-weighted assets | 761,489,000 | — | 742,319,000 | 802,626,000 |