Call reports 2019
AMERICAN BANK OF COMMERCE — 2019
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 940,784,000 | 934,808,000 | 971,035,000 | 981,120,000 |
| Total loans | 585,564,000 | 611,372,000 | 603,678,000 | 611,055,000 |
| Allowance for loan losses | 8,316,000 | 8,430,000 | 8,444,000 | 8,202,000 |
| Securities available for sale | 281,119,000 | 267,084,000 | 283,912,000 | 308,350,000 |
| Securities held to maturity | 3,585,000 | 3,584,000 | 3,582,000 | 3,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 828,681,000 | 781,489,000 | 822,973,000 | 856,129,000 |
| Interest-bearing deposits | 635,100,000 | 613,757,000 | 650,418,000 | 677,229,000 |
| Noninterest-bearing deposits | 193,581,000 | 167,732,000 | 172,555,000 | 178,900,000 |
| Equity capital | 89,092,000 | 93,947,000 | 96,591,000 | 98,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,221,000 | 20,630,000 | 31,015,000 | 41,267,000 |
| Interest expense | 1,680,000 | 3,393,000 | 5,549,000 | 7,701,000 |
| Net interest income | 8,541,000 | 17,237,000 | 25,466,000 | 33,566,000 |
| Noninterest income | 1,162,000 | 3,276,000 | 5,519,000 | 6,843,000 |
| Noninterest expense | 6,362,000 | 13,438,000 | 20,606,000 | 27,836,000 |
| Provision for loan losses | 303,000 | 605,000 | 903,000 | 908,000 |
| Pretax income | 3,054,000 | 6,474,000 | 9,480,000 | 11,669,000 |
| Income tax | 576,000 | 1,287,000 | 1,802,000 | 2,215,000 |
| Net income | 2,478,000 | 5,187,000 | 7,678,000 | 9,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,209,000 | 90,452,000 | 92,249,000 | 94,467,000 |
| Total capital | 96,526,000 | 98,882,000 | 100,693,000 | 102,669,000 |
| Risk-weighted assets | 709,557,000 | 721,468,000 | 719,592,000 | 720,687,000 |