Call reports 2018
AMERICAN BANK OF COMMERCE — 2018
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 896,911,000 | 920,798,000 | 945,678,000 | 969,592,000 |
| Total loans | 584,856,000 | 578,239,000 | 584,694,000 | 592,689,000 |
| Allowance for loan losses | 7,212,000 | 7,712,000 | 7,940,000 | 7,962,000 |
| Securities available for sale | 257,664,000 | 264,813,000 | 304,759,000 | 313,915,000 |
| Securities held to maturity | 3,689,000 | 3,687,000 | 3,685,000 | 3,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 803,316,000 | 828,204,000 | 819,141,000 | 846,145,000 |
| Interest-bearing deposits | 614,210,000 | 629,090,000 | 633,975,000 | 658,895,000 |
| Noninterest-bearing deposits | 189,106,000 | 199,114,000 | 185,166,000 | 187,250,000 |
| Equity capital | 77,482,000 | 78,811,000 | 79,241,000 | 84,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,007,000 | 18,345,000 | 28,130,000 | 38,408,000 |
| Interest expense | 840,000 | 1,983,000 | 3,257,000 | 4,838,000 |
| Net interest income | 8,167,000 | 16,362,000 | 24,873,000 | 33,570,000 |
| Noninterest income | 865,000 | 1,805,000 | 2,674,000 | 3,551,000 |
| Noninterest expense | 5,899,000 | 11,673,000 | 17,661,000 | 23,598,000 |
| Provision for loan losses | 298,000 | 599,000 | 901,000 | 1,103,000 |
| Pretax income | 2,736,000 | 5,796,000 | 8,886,000 | 12,321,000 |
| Income tax | 524,000 | 1,133,000 | 1,709,000 | 2,281,000 |
| Net income | 2,212,000 | 4,663,000 | 7,177,000 | 10,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,226,000 | 83,206,000 | 85,085,000 | 87,319,000 |
| Total capital | 88,438,000 | 90,918,000 | 93,025,000 | 95,281,000 |
| Risk-weighted assets | 687,581,000 | 685,731,000 | 702,853,000 | 723,441,000 |