Call reports 2017
AMERICAN BANK OF COMMERCE — 2017
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 879,529,000 | 903,252,000 | 949,838,000 | 901,378,000 |
| Total loans | 540,350,000 | 569,602,000 | 572,532,000 | 551,628,000 |
| Allowance for loan losses | 6,864,000 | 7,187,000 | 6,599,000 | 6,756,000 |
| Securities available for sale | 264,838,000 | 275,657,000 | 260,666,000 | 267,929,000 |
| Securities held to maturity | 3,790,000 | 3,788,000 | 3,786,000 | 3,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 780,953,000 | 799,460,000 | 848,187,000 | 805,110,000 |
| Interest-bearing deposits | 570,231,000 | 580,988,000 | 613,169,000 | 617,788,000 |
| Noninterest-bearing deposits | 210,722,000 | 218,472,000 | 235,018,000 | 187,322,000 |
| Equity capital | 75,771,000 | 78,494,000 | 80,299,000 | 76,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,825,000 | 16,131,000 | 24,843,000 | 33,808,000 |
| Interest expense | 696,000 | 1,412,000 | 2,143,000 | 2,900,000 |
| Net interest income | 7,129,000 | 14,719,000 | 22,700,000 | 30,908,000 |
| Noninterest income | 817,000 | 1,655,000 | 2,512,000 | 3,390,000 |
| Noninterest expense | 5,600,000 | 11,317,000 | 17,097,000 | 22,758,000 |
| Provision for loan losses | 121,000 | 448,000 | 914,000 | 2,445,000 |
| Pretax income | 2,225,000 | 4,609,000 | 7,201,000 | 8,973,000 |
| Income tax | 685,000 | 1,412,000 | 2,165,000 | 4,786,000 |
| Net income | 1,540,000 | 3,197,000 | 5,036,000 | 4,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,042,000 | 78,699,000 | 80,041,000 | 79,075,000 |
| Total capital | 83,906,000 | 85,886,000 | 86,640,000 | 85,831,000 |
| Risk-weighted assets | 655,655,000 | 691,977,000 | 685,248,000 | 664,907,000 |