Call reports 2016
AMERICAN BANK OF COMMERCE — 2016
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 779,094,000 | 791,592,000 | 807,574,000 | 853,324,000 |
| Total loans | 490,601,000 | 517,935,000 | 525,716,000 | 524,635,000 |
| Allowance for loan losses | 6,523,000 | 6,538,000 | 6,783,000 | 6,785,000 |
| Securities available for sale | 216,780,000 | 223,640,000 | 207,223,000 | 268,240,000 |
| Securities held to maturity | 3,883,000 | 3,881,000 | 3,879,000 | 3,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,191,000 | 690,554,000 | 709,582,000 | 757,911,000 |
| Interest-bearing deposits | 521,333,000 | 529,492,000 | 548,143,000 | 553,596,000 |
| Noninterest-bearing deposits | 163,858,000 | 161,062,000 | 161,439,000 | 204,315,000 |
| Equity capital | 74,552,000 | 75,930,000 | 76,516,000 | 74,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,924,000 | 14,195,000 | 21,766,000 | 29,565,000 |
| Interest expense | 623,000 | 1,279,000 | 1,952,000 | 2,642,000 |
| Net interest income | 6,301,000 | 12,916,000 | 19,814,000 | 26,923,000 |
| Noninterest income | 724,000 | 722,000 | 1,553,000 | 2,355,000 |
| Noninterest expense | 5,207,000 | 10,518,000 | 15,769,000 | 21,194,000 |
| Provision for loan losses | 44,000 | 86,000 | 300,000 | 459,000 |
| Pretax income | 1,774,000 | 3,034,000 | 5,328,000 | 7,655,000 |
| Income tax | 492,000 | 870,000 | 1,546,000 | 2,199,000 |
| Net income | 1,282,000 | 2,164,000 | 3,782,000 | 5,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,025,000 | 73,521,000 | 74,875,000 | 76,064,000 |
| Total capital | 79,548,000 | 80,059,000 | 81,658,000 | 82,849,000 |
| Risk-weighted assets | 586,525,000 | 601,741,000 | 622,133,000 | 642,456,000 |