Call reports 2015
AMERICAN BANK OF COMMERCE — 2015
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 728,541,000 | 730,777,000 | 749,681,000 | 775,547,000 |
| Total loans | 470,686,000 | 484,545,000 | 482,714,000 | 489,771,000 |
| Allowance for loan losses | 5,943,000 | 5,743,000 | 5,849,000 | 6,514,000 |
| Securities available for sale | 198,614,000 | 186,081,000 | 177,704,000 | 204,339,000 |
| Securities held to maturity | 5,710,000 | 5,708,000 | 5,706,000 | 3,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,990,000 | 629,701,000 | 656,340,000 | 681,285,000 |
| Interest-bearing deposits | 490,715,000 | 490,848,000 | 512,546,000 | 524,370,000 |
| Noninterest-bearing deposits | 135,275,000 | 138,853,000 | 143,794,000 | 156,915,000 |
| Equity capital | 70,667,000 | 71,263,000 | 72,404,000 | 73,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,642,000 | 13,479,000 | 20,573,000 | 27,773,000 |
| Interest expense | 583,000 | 1,157,000 | 1,745,000 | 2,356,000 |
| Net interest income | 6,059,000 | 12,322,000 | 18,828,000 | 25,417,000 |
| Noninterest income | 931,000 | 1,731,000 | 2,537,000 | 3,267,000 |
| Noninterest expense | 5,009,000 | 10,173,000 | 15,111,000 | 19,975,000 |
| Provision for loan losses | 347,000 | 548,000 | 951,000 | 951,000 |
| Pretax income | 1,634,000 | 3,332,000 | 5,303,000 | 7,758,000 |
| Income tax | 443,000 | 971,000 | 1,604,000 | 2,212,000 |
| Net income | 1,191,000 | 2,361,000 | 3,699,000 | 5,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,111,000 | 69,923,000 | 70,904,000 | 72,357,000 |
| Total capital | 75,053,000 | 75,666,000 | 76,753,000 | 78,871,000 |
| Risk-weighted assets | 545,500,000 | 563,673,000 | 560,888,000 | 575,549,000 |