Call reports 2014
AMERICAN BANK OF COMMERCE — 2014
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 699,131,000 | 691,530,000 | 712,717,000 | 726,945,000 |
| Total loans | 414,345,000 | 404,150,000 | 440,911,000 | 454,291,000 |
| Allowance for loan losses | 6,416,000 | 6,306,000 | 6,321,000 | 6,192,000 |
| Securities available for sale | 222,657,000 | 224,941,000 | 214,295,000 | 211,735,000 |
| Securities held to maturity | 0 | 3,215,000 | 3,213,000 | 5,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,955,000 | 600,819,000 | 608,666,000 | 634,077,000 |
| Interest-bearing deposits | 488,115,000 | 475,201,000 | 481,709,000 | 496,984,000 |
| Noninterest-bearing deposits | 121,840,000 | 125,618,000 | 126,957,000 | 137,093,000 |
| Equity capital | 67,189,000 | 67,999,000 | 68,934,000 | 69,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,319,000 | 12,699,000 | 19,261,000 | 25,874,000 |
| Interest expense | 622,000 | 1,219,000 | 1,797,000 | 2,379,000 |
| Net interest income | 5,697,000 | 11,480,000 | 17,464,000 | 23,495,000 |
| Noninterest income | 833,000 | 1,631,000 | 2,370,000 | 3,130,000 |
| Noninterest expense | 4,804,000 | 9,689,000 | 14,782,000 | 19,710,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,726,000 | 3,422,000 | 5,052,000 | 6,915,000 |
| Income tax | 548,000 | 1,068,000 | 1,533,000 | 1,909,000 |
| Net income | 1,178,000 | 2,354,000 | 3,519,000 | 5,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,414,000 | 66,236,000 | 67,048,000 | 68,185,000 |
| Total capital | 71,468,000 | 72,185,000 | 73,369,000 | 74,377,000 |
| Risk-weighted assets | 485,061,000 | 475,541,000 | 523,540,000 | 533,355,000 |