Call reports 2013
AMERICAN BANK OF COMMERCE — 2013
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 678,710,000 | 680,149,000 | 684,908,000 | 703,358,000 |
| Total loans | 391,493,000 | 406,625,000 | 405,148,000 | 395,535,000 |
| Allowance for loan losses | 6,205,000 | 6,629,000 | 7,083,000 | 6,254,000 |
| Securities available for sale | 222,510,000 | 207,481,000 | 208,038,000 | 225,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,369,000 | 594,132,000 | 598,223,000 | 615,130,000 |
| Interest-bearing deposits | 487,701,000 | 489,484,000 | 480,824,000 | 483,953,000 |
| Noninterest-bearing deposits | 103,668,000 | 104,648,000 | 117,399,000 | 131,177,000 |
| Equity capital | 66,946,000 | 65,685,000 | 66,218,000 | 66,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,577,000 | 13,096,000 | 19,679,000 | 26,119,000 |
| Interest expense | 744,000 | 1,442,000 | 2,121,000 | 2,790,000 |
| Net interest income | 5,833,000 | 11,654,000 | 17,558,000 | 23,329,000 |
| Noninterest income | 643,000 | 1,338,000 | 2,073,000 | 2,793,000 |
| Noninterest expense | 4,862,000 | 9,569,000 | 14,530,000 | 19,267,000 |
| Provision for loan losses | 125,000 | 508,000 | 614,000 | 614,000 |
| Pretax income | 1,489,000 | 2,915,000 | 4,487,000 | 6,241,000 |
| Income tax | 514,000 | 957,000 | 1,440,000 | 1,944,000 |
| Net income | 975,000 | 1,958,000 | 3,047,000 | 4,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,953,000 | 63,643,000 | 64,438,000 | 65,361,000 |
| Total capital | 68,759,000 | 69,608,000 | 70,382,000 | 71,265,000 |
| Risk-weighted assets | 464,104,000 | 476,504,000 | 474,421,000 | 471,979,000 |