Call reports 2012
AMERICAN BANK OF COMMERCE — 2012
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 639,320,000 | 644,003,000 | 671,795,000 | 694,586,000 |
| Total loans | 384,059,000 | 382,050,000 | 383,570,000 | 395,857,000 |
| Allowance for loan losses | 6,415,000 | 6,530,000 | 6,650,000 | 6,241,000 |
| Securities available for sale | 180,405,000 | 188,058,000 | 202,349,000 | 223,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,100,000 | 560,405,000 | 585,272,000 | 608,308,000 |
| Interest-bearing deposits | 459,756,000 | 465,087,000 | 488,371,000 | 495,196,000 |
| Noninterest-bearing deposits | 97,344,000 | 95,318,000 | 96,901,000 | 113,112,000 |
| Equity capital | 63,872,000 | 65,350,000 | 66,678,000 | 66,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,036,000 | 13,766,000 | 20,901,000 | 27,622,000 |
| Interest expense | 912,000 | 1,756,000 | 2,585,000 | 3,381,000 |
| Net interest income | 6,124,000 | 12,010,000 | 18,316,000 | 24,241,000 |
| Noninterest income | 621,000 | 1,521,000 | 2,176,000 | 2,503,000 |
| Noninterest expense | 4,650,000 | 9,525,000 | 14,374,000 | 19,495,000 |
| Provision for loan losses | 369,000 | 445,000 | 519,000 | 519,000 |
| Pretax income | 1,730,000 | 3,565,000 | 5,603,000 | 6,734,000 |
| Income tax | 647,000 | 1,288,000 | 1,983,000 | 2,283,000 |
| Net income | 1,083,000 | 2,277,000 | 3,620,000 | 4,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,947,000 | 60,817,000 | 61,800,000 | 62,227,000 |
| Total capital | 65,559,000 | 66,450,000 | 67,445,000 | 68,085,000 |
| Risk-weighted assets | 448,183,000 | 449,728,000 | 451,063,000 | 468,238,000 |