Call reports 2011
AMERICAN BANK OF COMMERCE — 2011
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 663,421,000 | 642,572,000 | 657,641,000 | 645,272,000 |
| Total loans | 412,282,000 | 411,735,000 | 391,762,000 | 395,590,000 |
| Allowance for loan losses | 7,673,000 | 7,023,000 | 6,677,000 | 5,787,000 |
| Securities available for sale | 166,604,000 | 168,332,000 | 188,628,000 | 190,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,503,000 | 565,128,000 | 577,649,000 | 564,615,000 |
| Interest-bearing deposits | 491,988,000 | 480,691,000 | 491,840,000 | 466,206,000 |
| Noninterest-bearing deposits | 96,515,000 | 84,437,000 | 85,809,000 | 98,409,000 |
| Equity capital | 58,226,000 | 60,666,000 | 62,811,000 | 63,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,357,000 | 14,733,000 | 21,978,000 | 29,150,000 |
| Interest expense | 1,296,000 | 2,437,000 | 3,497,000 | 4,487,000 |
| Net interest income | 6,061,000 | 12,296,000 | 18,481,000 | 24,663,000 |
| Noninterest income | 750,000 | 1,377,000 | 1,297,000 | 1,131,000 |
| Noninterest expense | 5,206,000 | 10,280,000 | 15,150,000 | 20,109,000 |
| Provision for loan losses | 740,000 | 1,488,000 | 1,943,000 | 2,028,000 |
| Pretax income | 865,000 | 1,905,000 | 2,685,000 | 3,657,000 |
| Income tax | 283,000 | 640,000 | 898,000 | 1,181,000 |
| Net income | 582,000 | 1,265,000 | 1,787,000 | 2,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,301,000 | 57,983,000 | 58,505,000 | 59,065,000 |
| Total capital | 63,219,000 | 63,883,000 | 64,220,000 | 64,812,000 |
| Risk-weighted assets | 471,712,000 | 470,856,000 | 456,244,000 | 459,753,000 |