Call reports 2010
AMERICAN BANK OF COMMERCE — 2010
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 676,980,000 | 684,101,000 | 705,961,000 | 675,185,000 |
| Total loans | 478,960,000 | 463,116,000 | 458,167,000 | 441,072,000 |
| Allowance for loan losses | 7,334,000 | 6,981,000 | 7,609,000 | 7,048,000 |
| Securities available for sale | 115,524,000 | 145,552,000 | 149,811,000 | 136,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,090,000 | 585,984,000 | 605,412,000 | 600,479,000 |
| Interest-bearing deposits | 501,025,000 | 511,133,000 | 529,368,000 | 510,182,000 |
| Noninterest-bearing deposits | 79,065,000 | 74,851,000 | 76,044,000 | 90,297,000 |
| Equity capital | 54,127,000 | 55,839,000 | 57,495,000 | 57,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,355,000 | 16,616,000 | 24,928,000 | 32,898,000 |
| Interest expense | 2,014,000 | 3,970,000 | 5,881,000 | 7,521,000 |
| Net interest income | 6,341,000 | 12,646,000 | 19,047,000 | 25,377,000 |
| Noninterest income | 998,000 | 2,260,000 | 3,076,000 | 4,067,000 |
| Noninterest expense | 5,390,000 | 10,919,000 | 16,479,000 | 21,472,000 |
| Provision for loan losses | 1,597,000 | 2,126,000 | 2,909,000 | 3,826,000 |
| Pretax income | 1,914,000 | 3,587,000 | 4,637,000 | 8,173,000 |
| Income tax | 638,000 | 1,181,000 | 1,572,000 | 2,744,000 |
| Net income | 1,276,000 | 2,406,000 | 3,065,000 | 5,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,455,000 | 53,989,000 | 54,053,000 | 56,719,000 |
| Total capital | 59,957,000 | 60,391,000 | 60,362,000 | 62,793,000 |
| Risk-weighted assets | 519,298,000 | 511,600,000 | 503,424,000 | 484,970,000 |