Call reports 2001
AMERICAN BANK OF COMMERCE — 2001
What AMERICAN BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 337,602,000 | 345,617,000 | 349,679,000 | 348,926,000 |
| Total loans | 241,631,000 | 246,495,000 | 261,101,000 | 260,216,000 |
| Allowance for loan losses | 2,805,000 | 2,886,000 | 2,947,000 | 3,216,000 |
| Securities available for sale | 46,520,000 | 66,043,000 | 57,205,000 | 54,174,000 |
| Securities held to maturity | 14,964,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,675,000 | 315,177,000 | 313,041,000 | 320,011,000 |
| Interest-bearing deposits | 238,931,000 | 236,907,000 | 239,930,000 | 240,168,000 |
| Noninterest-bearing deposits | 64,744,000 | 78,270,000 | 73,111,000 | 79,843,000 |
| Equity capital | 20,872,000 | 21,367,000 | 22,172,000 | 22,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,884,000 | 13,352,000 | 19,775,000 | 25,633,000 |
| Interest expense | 3,234,000 | 6,066,000 | 8,630,000 | 10,751,000 |
| Net interest income | 3,650,000 | 7,286,000 | 11,145,000 | 14,882,000 |
| Noninterest income | 815,000 | 1,637,000 | 2,424,000 | 3,471,000 |
| Noninterest expense | 2,906,000 | 5,888,000 | 8,900,000 | 12,129,000 |
| Provision for loan losses | 336,000 | 659,000 | 987,000 | 1,782,000 |
| Pretax income | 1,223,000 | 2,376,000 | 3,934,000 | 5,445,000 |
| Income tax | 435,000 | 829,000 | 1,370,000 | 1,833,000 |
| Net income | 788,000 | 1,547,000 | 2,564,000 | 3,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,472,000 | 20,895,000 | 21,624,000 | 22,384,000 |
| Total capital | 23,277,000 | 23,781,000 | 24,571,000 | 25,600,000 |
| Risk-weighted assets | 257,880,000 | 265,484,000 | 279,844,000 | 277,814,000 |