Call reports 2020
SOUTHERN BANK & TRUST — 2020
What SOUTHERN BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 227,763,000 |
| Total loans | 180,910,000 |
| Allowance for loan losses | 2,193,000 |
| Securities available for sale | 17,366,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 202,481,000 |
| Interest-bearing deposits | 175,993,000 |
| Noninterest-bearing deposits | 26,488,000 |
| Equity capital | 18,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 3,014,000 |
| Interest expense | 622,000 |
| Net interest income | 2,392,000 |
| Noninterest income | 257,000 |
| Noninterest expense | 4,889,000 |
| Provision for loan losses | 0 |
| Pretax income | -2,222,000 |
| Income tax | -487,000 |
| Net income | -1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 18,497,000 |
| Total capital | 20,690,000 |
| Risk-weighted assets | 176,848,000 |