Call reports 2018
SOUTHERN BANK & TRUST — 2018
What SOUTHERN BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 177,908,000 | 176,183,000 | 186,063,000 | 193,596,000 |
| Total loans | 144,868,000 | 149,537,000 | 151,506,000 | 155,175,000 |
| Allowance for loan losses | 2,092,000 | 2,091,000 | 2,085,000 | 2,186,000 |
| Securities available for sale | 20,811,000 | 18,909,000 | 18,882,000 | 19,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,858,000 | 156,317,000 | 162,414,000 | 171,685,000 |
| Interest-bearing deposits | 137,859,000 | 135,107,000 | 140,811,000 | 141,463,000 |
| Noninterest-bearing deposits | 18,999,000 | 21,210,000 | 21,603,000 | 30,222,000 |
| Equity capital | 16,000,000 | 16,541,000 | 17,044,000 | 17,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,424,000 | 6,775,000 | 9,238,000 |
| Interest expense | 219,000 | 482,000 | 828,000 | 1,230,000 |
| Net interest income | 1,929,000 | 3,942,000 | 5,947,000 | 8,008,000 |
| Noninterest income | 194,000 | 396,000 | 636,000 | 845,000 |
| Noninterest expense | 1,414,000 | 2,870,000 | 4,324,000 | 5,850,000 |
| Provision for loan losses | 32,000 | 32,000 | 32,000 | 132,000 |
| Pretax income | 677,000 | 1,454,000 | 2,228,000 | 2,872,000 |
| Income tax | 173,000 | 321,000 | 482,000 | 649,000 |
| Net income | 504,000 | 1,133,000 | 1,746,000 | 2,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,175,000 | 16,803,000 | 17,416,000 | 17,614,000 |
| Total capital | 17,871,000 | 18,555,000 | 19,182,000 | 19,457,000 |
| Risk-weighted assets | 135,335,000 | 139,826,000 | 141,033,000 | 147,101,000 |