Call reports 2017
SOUTHERN BANK & TRUST — 2017
What SOUTHERN BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 150,481,000 | 156,156,000 | 173,402,000 | 175,225,000 |
| Total loans | 122,579,000 | 132,066,000 | 136,007,000 | 142,609,000 |
| Allowance for loan losses | 1,983,000 | 2,034,000 | 2,085,000 | 2,118,000 |
| Securities available for sale | 19,590,000 | 19,595,000 | 19,640,000 | 21,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,927,000 | 134,686,000 | 151,315,000 | 154,164,000 |
| Interest-bearing deposits | 115,082,000 | 116,913,000 | 131,745,000 | 134,591,000 |
| Noninterest-bearing deposits | 19,845,000 | 17,773,000 | 19,570,000 | 19,573,000 |
| Equity capital | 14,868,000 | 15,439,000 | 15,868,000 | 15,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,579,000 | 5,590,000 | 7,697,000 |
| Interest expense | 119,000 | 253,000 | 426,000 | 635,000 |
| Net interest income | 1,607,000 | 3,326,000 | 5,164,000 | 7,062,000 |
| Noninterest income | 186,000 | 367,000 | 550,000 | 735,000 |
| Noninterest expense | 1,240,000 | 2,502,000 | 3,838,000 | 5,222,000 |
| Provision for loan losses | 0 | 51,000 | 101,000 | 131,000 |
| Pretax income | 563,000 | 1,155,000 | 1,792,000 | 2,466,000 |
| Income tax | 175,000 | 328,000 | 520,000 | 968,000 |
| Net income | 388,000 | 827,000 | 1,272,000 | 1,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,813,000 | 15,252,000 | 15,697,000 | 15,671,000 |
| Total capital | 16,344,000 | 16,871,000 | 17,348,000 | 17,361,000 |
| Risk-weighted assets | 122,049,000 | 129,143,000 | 131,717,000 | 134,825,000 |