Call report 2015Q4
SOUTHERN BANK & TRUST — 2015Q4
The 22 measures SOUTHERN BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,966,000 | USD | evidence → |
| Total loans | 94,496,000 | USD | evidence → |
| Allowance for loan losses | 1,793,000 | USD | evidence → |
| Securities available for sale | 23,512,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,333,000 | USD | evidence → |
| Interest-bearing deposits | 96,003,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,330,000 | USD | evidence → |
| Equity capital | 13,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,107,000 | USD | evidence → |
| Interest expense | 378,000 | USD | evidence → |
| Net interest income | 4,729,000 | USD | evidence → |
| Noninterest income | 528,000 | USD | evidence → |
| Noninterest expense | 3,944,000 | USD | evidence → |
| Provision for loan losses | 64,000 | USD | evidence → |
| Pretax income | 1,296,000 | USD | evidence → |
| Income tax | 395,000 | USD | evidence → |
| Net income | 901,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,409,000 | USD | evidence → |
| Total capital | 14,693,000 | USD | evidence → |
| Risk-weighted assets | 102,278,000 | USD | evidence → |