Call report 2014Q4
SOUTHERN BANK & TRUST — 2014Q4
The 22 measures SOUTHERN BANK & TRUST reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,527,000 | USD | evidence → |
| Total loans | 74,273,000 | USD | evidence → |
| Allowance for loan losses | 1,617,000 | USD | evidence → |
| Securities available for sale | 24,037,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,680,000 | USD | evidence → |
| Interest-bearing deposits | 80,150,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,530,000 | USD | evidence → |
| Equity capital | 12,612,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,343,000 | USD | evidence → |
| Interest expense | 389,000 | USD | evidence → |
| Net interest income | 3,954,000 | USD | evidence → |
| Noninterest income | 299,000 | USD | evidence → |
| Noninterest expense | 3,079,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 1,183,000 | USD | evidence → |
| Income tax | 333,000 | USD | evidence → |
| Net income | 850,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,501,000 | USD | evidence → |
| Total capital | 13,393,000 | USD | evidence → |
| Risk-weighted assets | 70,621,000 | USD | evidence → |