Call reports 2005
SOUTHERN BANK & TRUST — 2005
What SOUTHERN BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 10,212,000 |
| Total loans | 1,063,000 |
| Allowance for loan losses | 11,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 922,000 |
| Interest-bearing deposits | 433,000 |
| Noninterest-bearing deposits | 489,000 |
| Equity capital | 9,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 46,000 |
| Interest expense | 0 |
| Net interest income | 46,000 |
| Noninterest income | 2,000 |
| Noninterest expense | 410,000 |
| Provision for loan losses | 11,000 |
| Pretax income | -373,000 |
| Income tax | 0 |
| Net income | -373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 9,127,000 |
| Total capital | 9,138,000 |
| Risk-weighted assets | 3,035,000 |