Call reports 2019
TOWN BANK, NATIONAL ASSOCIATION — 2019
What TOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,194,708,000 | 2,194,236,000 | 2,393,046,000 | 2,416,857,000 |
| Total loans | 1,635,528,000 | 1,708,692,000 | 1,763,401,000 | 1,749,599,000 |
| Allowance for loan losses | 8,670,000 | 8,374,000 | 8,643,000 | 8,237,000 |
| Securities available for sale | 148,136,000 | 144,888,000 | 138,852,000 | 261,649,000 |
| Securities held to maturity | 43,066,000 | 52,753,000 | 38,573,000 | 60,551,000 |
| Trading assets | 5,493,000 | 8,894,000 | 11,297,000 | 8,391,000 |
| Total deposits | 1,855,863,000 | 1,841,790,000 | 2,031,501,000 | 2,025,931,000 |
| Interest-bearing deposits | 1,432,711,000 | 1,387,856,000 | 1,556,111,000 | 1,536,498,000 |
| Noninterest-bearing deposits | 423,152,000 | 453,934,000 | 475,390,000 | 489,433,000 |
| Equity capital | 271,060,000 | 277,928,000 | 284,128,000 | 288,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,975,000 | 41,973,000 | 63,691,000 | 84,632,000 |
| Interest expense | 5,037,000 | 10,057,000 | 15,318,000 | 20,236,000 |
| Net interest income | 15,938,000 | 31,916,000 | 48,373,000 | 64,396,000 |
| Noninterest income | 2,367,000 | 4,832,000 | 6,964,000 | 9,601,000 |
| Noninterest expense | 12,103,000 | 23,978,000 | 35,277,000 | 46,953,000 |
| Provision for loan losses | 485,000 | 359,000 | 713,000 | 1,141,000 |
| Pretax income | 5,752,000 | 12,550,000 | 19,508,000 | 26,053,000 |
| Income tax | 1,425,000 | 3,190,000 | 4,958,000 | 6,633,000 |
| Net income | 4,327,000 | 9,360,000 | 14,550,000 | 19,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,921,000 | 207,568,000 | 212,941,000 | 217,958,000 |
| Total capital | 209,654,000 | 216,001,000 | 221,651,000 | 226,252,000 |
| Risk-weighted assets | 1,825,431,000 | 1,905,891,000 | 1,945,533,000 | 1,976,385,000 |