Call reports 2015
TOWN BANK, NATIONAL ASSOCIATION — 2015
What TOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,545,726,000 | 1,497,712,000 | 1,526,034,000 | 1,573,074,000 |
| Total loans | 1,173,628,000 | 1,150,505,000 | 1,193,441,000 | 1,224,439,000 |
| Allowance for loan losses | 5,147,000 | 5,800,000 | 5,974,000 | 5,563,000 |
| Securities available for sale | 84,344,000 | 129,852,000 | 129,627,000 | 98,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 27,790,000 |
| Trading assets | 2,279,000 | 1,615,000 | 2,443,000 | 1,944,000 |
| Total deposits | 1,314,278,000 | 1,278,387,000 | 1,305,362,000 | 1,351,199,000 |
| Interest-bearing deposits | 1,054,365,000 | 1,014,557,000 | 1,000,408,000 | 1,042,292,000 |
| Noninterest-bearing deposits | 259,913,000 | 263,830,000 | 304,954,000 | 308,907,000 |
| Equity capital | 208,184,000 | 202,492,000 | 205,472,000 | 209,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,673,000 | 28,231,000 | 41,603,000 | 54,584,000 |
| Interest expense | 861,000 | 1,666,000 | 2,485,000 | 3,264,000 |
| Net interest income | 12,812,000 | 26,565,000 | 39,118,000 | 51,320,000 |
| Noninterest income | 1,452,000 | 2,834,000 | 4,015,000 | 5,421,000 |
| Noninterest expense | 8,340,000 | 16,985,000 | 25,356,000 | 32,930,000 |
| Provision for loan losses | 76,000 | 918,000 | 1,346,000 | 1,055,000 |
| Pretax income | 5,899,000 | 11,541,000 | 16,476,000 | 22,801,000 |
| Income tax | 2,257,000 | 4,396,000 | 6,245,000 | 8,644,000 |
| Net income | 3,642,000 | 7,145,000 | 10,231,000 | 14,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,853,000 | 147,124,000 | 150,348,000 | 153,902,000 |
| Total capital | 157,033,000 | 152,961,000 | 156,361,000 | 159,508,000 |
| Risk-weighted assets | 1,294,956,000 | 1,262,013,000 | 1,299,748,000 | 1,333,439,000 |