Call reports 2012
TOWN BANK, NATIONAL ASSOCIATION — 2012
What TOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 825,022,000 | 833,243,000 | 832,127,000 | 859,523,000 |
| Total loans | 646,159,000 | 672,995,000 | 652,468,000 | 671,805,000 |
| Allowance for loan losses | 7,878,000 | 7,444,000 | 6,504,000 | 6,241,000 |
| Securities available for sale | 73,800,000 | 44,715,000 | 58,730,000 | 61,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,581,000 | 1,954,000 | 2,067,000 | 2,012,000 |
| Total deposits | 705,993,000 | 714,150,000 | 712,401,000 | 740,930,000 |
| Interest-bearing deposits | 633,271,000 | 639,805,000 | 641,671,000 | 660,403,000 |
| Noninterest-bearing deposits | 72,722,000 | 74,345,000 | 70,730,000 | 80,527,000 |
| Equity capital | 99,259,000 | 100,838,000 | 101,918,000 | 101,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,294,000 | 14,694,000 | 22,223,000 | 29,476,000 |
| Interest expense | 1,461,000 | 2,788,000 | 4,025,000 | 5,199,000 |
| Net interest income | 5,833,000 | 11,906,000 | 18,198,000 | 24,277,000 |
| Noninterest income | 124,000 | 715,000 | 973,000 | 1,606,000 |
| Noninterest expense | 5,089,000 | 8,880,000 | 12,721,000 | 16,861,000 |
| Provision for loan losses | 1,219,000 | 1,800,000 | 3,050,000 | 3,662,000 |
| Pretax income | -357,000 | 1,969,000 | 3,429,000 | 5,389,000 |
| Income tax | -188,000 | 698,000 | 1,238,000 | 1,979,000 |
| Net income | -169,000 | 1,271,000 | 2,191,000 | 3,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,058,000 | 76,556,000 | 77,538,000 | 76,824,000 |
| Total capital | 83,182,000 | 84,244,000 | 84,287,000 | 83,144,000 |
| Risk-weighted assets | 699,511,000 | 720,843,000 | 703,222,000 | 723,725,000 |