Call reports 2011
TOWN BANK, NATIONAL ASSOCIATION — 2011
What TOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 722,120,000 | 774,798,000 | 795,415,000 | 791,978,000 |
| Total loans | 564,424,000 | 573,028,000 | 610,290,000 | 626,813,000 |
| Allowance for loan losses | 7,199,000 | 7,799,000 | 7,347,000 | 7,697,000 |
| Securities available for sale | 59,904,000 | 43,620,000 | 45,481,000 | 39,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,996,000 | 661,321,000 | 667,821,000 | 672,248,000 |
| Interest-bearing deposits | 539,724,000 | 597,017,000 | 606,395,000 | 598,953,000 |
| Noninterest-bearing deposits | 58,272,000 | 64,304,000 | 61,426,000 | 73,295,000 |
| Equity capital | 93,817,000 | 94,018,000 | 94,887,000 | 99,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,984,000 | 15,599,000 | 23,207,000 | 30,446,000 |
| Interest expense | 2,015,000 | 3,964,000 | 5,831,000 | 7,469,000 |
| Net interest income | 5,969,000 | 11,635,000 | 17,376,000 | 22,977,000 |
| Noninterest income | 599,000 | 1,023,000 | 1,673,000 | 2,035,000 |
| Noninterest expense | 3,751,000 | 8,316,000 | 11,769,000 | 15,335,000 |
| Provision for loan losses | 1,772,000 | 3,602,000 | 5,228,000 | 6,481,000 |
| Pretax income | 1,045,000 | 863,000 | 2,180,000 | 3,336,000 |
| Income tax | 374,000 | 268,000 | 762,000 | 1,196,000 |
| Net income | 671,000 | 595,000 | 1,418,000 | 2,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,479,000 | 69,462,000 | 70,352,000 | 75,157,000 |
| Total capital | 76,874,000 | 77,315,000 | 77,895,000 | 83,099,000 |
| Risk-weighted assets | 616,071,000 | 628,670,000 | 669,261,000 | 681,222,000 |