Call reports 2009
TOWN BANK, NATIONAL ASSOCIATION — 2009
What TOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 672,280,000 | 666,064,000 | 681,331,000 | 705,272,000 |
| Total loans | 521,119,000 | 523,447,000 | 529,424,000 | 537,985,000 |
| Allowance for loan losses | 4,447,000 | 4,725,000 | 6,057,000 | 6,712,000 |
| Securities available for sale | 64,664,000 | 55,847,000 | 61,552,000 | 49,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,563,000 | 566,219,000 | 580,928,000 | 604,577,000 |
| Interest-bearing deposits | 529,541,000 | 518,766,000 | 542,706,000 | 566,653,000 |
| Noninterest-bearing deposits | 43,022,000 | 47,453,000 | 38,222,000 | 37,924,000 |
| Equity capital | 78,071,000 | 78,471,000 | 79,208,000 | 78,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,888,000 | 15,731,000 | 24,300,000 | 32,785,000 |
| Interest expense | 3,820,000 | 7,264,000 | 10,463,000 | 13,246,000 |
| Net interest income | 4,068,000 | 8,467,000 | 13,837,000 | 19,539,000 |
| Noninterest income | 160,000 | 542,000 | 492,000 | 286,000 |
| Noninterest expense | 2,964,000 | 6,163,000 | 9,277,000 | 12,383,000 |
| Provision for loan losses | 0 | 760,000 | 4,511,000 | 7,756,000 |
| Pretax income | 1,259,000 | 2,081,000 | 536,000 | -319,000 |
| Income tax | 477,000 | 783,000 | 138,000 | -223,000 |
| Net income | 782,000 | 1,298,000 | 398,000 | -96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,797,000 | 54,423,000 | 54,636,000 | 54,193,000 |
| Total capital | 58,275,000 | 59,179,000 | 60,809,000 | 61,016,000 |
| Risk-weighted assets | 555,249,000 | 555,107,000 | 579,983,000 | 585,153,000 |