Call reports 2001
TOWN BANK, NATIONAL ASSOCIATION — 2001
What TOWN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,196,000 | 83,364,000 | 101,681,000 | 116,979,000 |
| Total loans | 61,730,000 | 66,823,000 | 75,454,000 | 93,737,000 |
| Allowance for loan losses | 930,000 | 1,010,000 | 1,100,000 | 1,470,000 |
| Securities available for sale | 5,137,000 | 5,855,000 | 6,547,000 | 7,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,947,000 | 71,999,000 | 86,326,000 | 94,963,000 |
| Interest-bearing deposits | 64,807,000 | 64,597,000 | 78,785,000 | 87,417,000 |
| Noninterest-bearing deposits | 6,140,000 | 7,402,000 | 7,541,000 | 7,546,000 |
| Equity capital | 9,793,000 | 9,841,000 | 9,972,000 | 9,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 2,988,000 | 4,618,000 | 6,420,000 |
| Interest expense | 813,000 | 1,604,000 | 2,373,000 | 3,028,000 |
| Net interest income | 665,000 | 1,384,000 | 2,245,000 | 3,392,000 |
| Noninterest income | 37,000 | 96,000 | 152,000 | 207,000 |
| Noninterest expense | 547,000 | 1,137,000 | 1,783,000 | 2,498,000 |
| Provision for loan losses | 50,000 | 130,000 | 259,000 | 629,000 |
| Pretax income | 105,000 | 218,000 | 360,000 | 477,000 |
| Income tax | 34,000 | 79,000 | 149,000 | 219,000 |
| Net income | 71,000 | 139,000 | 211,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,781,000 | 9,854,000 | 9,925,000 | 9,973,000 |
| Total capital | 10,578,000 | 10,705,000 | 10,909,000 | 11,195,000 |
| Risk-weighted assets | 63,585,000 | 67,888,000 | 78,600,000 | 97,149,000 |