Call reports 2016
MASON STATE BANK — 2016
What MASON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,383,000 | 113,883,000 | 114,620,000 | 114,443,000 |
| Total loans | 78,256,000 | 78,777,000 | 76,702,000 | 75,523,000 |
| Allowance for loan losses | 264,000 | 265,000 | 266,000 | 265,000 |
| Securities available for sale | 22,975,000 | 22,299,000 | 21,739,000 | 19,337,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,592,000 | 82,457,000 | 86,791,000 | 87,507,000 |
| Interest-bearing deposits | 60,651,000 | 58,743,000 | 61,289,000 | 60,577,000 |
| Noninterest-bearing deposits | 23,941,000 | 23,714,000 | 25,502,000 | 26,930,000 |
| Equity capital | 13,270,000 | 13,379,000 | 13,513,000 | 12,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,100,000 | 3,168,000 | 4,187,000 |
| Interest expense | 159,000 | 314,000 | 434,000 | 551,000 |
| Net interest income | 882,000 | 1,786,000 | 2,734,000 | 3,636,000 |
| Noninterest income | 106,000 | 240,000 | 354,000 | 492,000 |
| Noninterest expense | 766,000 | 1,546,000 | 2,314,000 | 3,186,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 511,000 | 805,000 | 973,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 511,000 | 805,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,087,000 | 13,136,000 | 13,306,000 | 12,673,000 |
| Total capital | 13,351,000 | 13,401,000 | 13,572,000 | 12,938,000 |
| Risk-weighted assets | 63,632,000 | 64,556,000 | 64,419,000 | 64,201,000 |