Call reports 2007
MASON STATE BANK — 2007
What MASON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 127,435,000 | 131,605,000 | 126,134,000 | 122,803,000 |
| Total loans | 105,145,000 | 106,879,000 | 104,631,000 | 103,579,000 |
| Allowance for loan losses | 385,000 | 366,000 | 367,000 | 367,000 |
| Securities available for sale | 4,902,000 | 4,582,000 | 3,812,000 | 4,246,000 |
| Securities held to maturity | 900,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,773,000 | 76,679,000 | 72,286,000 | 67,981,000 |
| Interest-bearing deposits | 58,259,000 | 62,922,000 | 60,180,000 | 55,861,000 |
| Noninterest-bearing deposits | 13,514,000 | 13,757,000 | 12,106,000 | 12,120,000 |
| Equity capital | 11,179,000 | 11,351,000 | 11,479,000 | 11,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,750,000 | 5,627,000 | 7,444,000 |
| Interest expense | 903,000 | 1,812,000 | 2,737,000 | 3,652,000 |
| Net interest income | 973,000 | 1,938,000 | 2,890,000 | 3,792,000 |
| Noninterest income | 146,000 | 320,000 | 486,000 | 581,000 |
| Noninterest expense | 737,000 | 1,454,000 | 2,176,000 | 2,884,000 |
| Provision for loan losses | -19,000 | -28,000 | -28,000 | -28,000 |
| Pretax income | 401,000 | 832,000 | 1,228,000 | 1,517,000 |
| Income tax | -9,000 | -9,000 | -9,000 | -9,000 |
| Net income | 410,000 | 841,000 | 1,237,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,177,000 | 11,342,000 | 11,462,000 | 11,496,000 |
| Total capital | 11,562,000 | 11,708,000 | 11,829,000 | 11,863,000 |
| Risk-weighted assets | 80,107,000 | 81,677,000 | 80,008,000 | 77,957,000 |