Call reports 2004
MASON STATE BANK — 2004
What MASON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 130,588,000 | 125,991,000 | 129,003,000 | 129,341,000 |
| Total loans | 108,868,000 | 107,198,000 | 108,114,000 | 109,572,000 |
| Allowance for loan losses | 1,013,000 | 1,011,000 | 968,000 | 969,000 |
| Securities available for sale | 8,388,000 | 7,544,000 | 7,559,000 | 7,922,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,860,000 | 72,569,000 | 76,572,000 | 75,938,000 |
| Interest-bearing deposits | 63,719,000 | 58,340,000 | 62,441,000 | 62,709,000 |
| Noninterest-bearing deposits | 14,141,000 | 14,229,000 | 14,131,000 | 13,229,000 |
| Equity capital | 14,096,000 | 14,194,000 | 13,999,000 | 14,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,319,000 | 4,952,000 | 6,618,000 |
| Interest expense | 677,000 | 1,342,000 | 2,024,000 | 2,730,000 |
| Net interest income | 1,001,000 | 1,977,000 | 2,928,000 | 3,888,000 |
| Noninterest income | 183,000 | 364,000 | 583,000 | 777,000 |
| Noninterest expense | 652,000 | 1,261,000 | 1,932,000 | 2,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 536,000 | 1,100,000 | 1,599,000 | 2,094,000 |
| Income tax | 164,000 | 338,000 | 487,000 | 631,000 |
| Net income | 372,000 | 762,000 | 1,112,000 | 1,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,006,000 | 14,168,000 | 13,943,000 | 14,017,000 |
| Total capital | 15,004,000 | 15,141,000 | 14,911,000 | 14,986,000 |
| Risk-weighted assets | 79,838,000 | 77,767,000 | 80,319,000 | 82,735,000 |