Call reports 2002
MASON STATE BANK — 2002
What MASON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 120,361,000 | 119,798,000 | 127,948,000 | 125,972,000 |
| Total loans | 100,984,000 | 100,795,000 | 100,432,000 | 97,734,000 |
| Allowance for loan losses | 1,047,000 | 1,049,000 | 1,050,000 | 1,044,000 |
| Securities available for sale | 11,549,000 | 10,881,000 | 11,454,000 | 12,645,000 |
| Securities held to maturity | 0 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,585,000 | 68,111,000 | 77,119,000 | 74,740,000 |
| Interest-bearing deposits | 60,561,000 | 56,943,000 | 65,194,000 | 63,940,000 |
| Noninterest-bearing deposits | 11,024,000 | 11,168,000 | 11,925,000 | 10,800,000 |
| Equity capital | 13,923,000 | 13,842,000 | 13,279,000 | 13,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 3,966,000 | 5,943,000 | 7,896,000 |
| Interest expense | 832,000 | 1,678,000 | 2,532,000 | 3,367,000 |
| Net interest income | 1,175,000 | 2,288,000 | 3,411,000 | 4,529,000 |
| Noninterest income | 199,000 | 404,000 | 662,000 | 1,004,000 |
| Noninterest expense | 710,000 | 1,376,000 | 2,030,000 | 2,724,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 664,000 | 1,316,000 | 2,043,000 | 2,809,000 |
| Income tax | 209,000 | 406,000 | 635,000 | 878,000 |
| Net income | 455,000 | 910,000 | 1,408,000 | 1,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,658,000 | 13,620,000 | 13,860,000 | 13,306,000 |
| Total capital | 14,597,000 | 14,565,000 | 14,832,000 | 14,238,000 |
| Risk-weighted assets | 75,013,000 | 76,325,000 | 77,691,000 | 74,466,000 |