Call reports 2015
MILTON BANKING COMPANY, THE — 2015
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 137,232,000 | 137,125,000 | 135,099,000 | 140,946,000 |
| Total loans | 111,829,000 | 111,387,000 | 109,613,000 | 109,956,000 |
| Allowance for loan losses | 1,230,000 | 1,139,000 | 1,131,000 | 1,088,000 |
| Securities available for sale | 6,120,000 | 5,928,000 | 6,365,000 | 6,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,992,000 | 120,626,000 | 118,239,000 | 126,093,000 |
| Interest-bearing deposits | 94,718,000 | 93,439,000 | 93,630,000 | 97,664,000 |
| Noninterest-bearing deposits | 26,274,000 | 27,187,000 | 24,609,000 | 28,429,000 |
| Equity capital | 14,153,000 | 14,404,000 | 14,705,000 | 14,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,378,000 | 5,067,000 | 6,724,000 |
| Interest expense | 163,000 | 320,000 | 475,000 | 621,000 |
| Net interest income | 1,515,000 | 3,058,000 | 4,592,000 | 6,103,000 |
| Noninterest income | 187,000 | 420,000 | 638,000 | 870,000 |
| Noninterest expense | 1,266,000 | 2,538,000 | 3,851,000 | 5,060,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 120,000 |
| Pretax income | 391,000 | 850,000 | 1,259,000 | 1,793,000 |
| Income tax | 111,000 | 155,000 | 276,000 | 434,000 |
| Net income | 280,000 | 695,000 | 983,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,822,000 | 14,088,000 | 14,379,000 | 14,525,000 |
| Total capital | 15,052,000 | 15,227,000 | 15,510,000 | 15,613,000 |
| Risk-weighted assets | 98,685,000 | 96,294,000 | 94,466,000 | 94,961,000 |