Call reports 2013
MILTON BANKING COMPANY, THE — 2013
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 130,651,000 | 131,166,000 | 133,988,000 | 136,042,000 |
| Total loans | 108,134,000 | 109,970,000 | 110,563,000 | 110,185,000 |
| Allowance for loan losses | 1,240,000 | 1,278,000 | 1,295,000 | 1,210,000 |
| Securities available for sale | 7,112,000 | 6,745,000 | 6,531,000 | 6,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,141,000 | 116,465,000 | 119,101,000 | 121,159,000 |
| Interest-bearing deposits | 94,660,000 | 93,659,000 | 92,266,000 | 94,327,000 |
| Noninterest-bearing deposits | 21,481,000 | 22,806,000 | 26,835,000 | 26,832,000 |
| Equity capital | 12,229,000 | 12,348,000 | 12,688,000 | 12,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,531,000 | 5,319,000 | 7,093,000 |
| Interest expense | 186,000 | 376,000 | 565,000 | 749,000 |
| Net interest income | 1,563,000 | 3,155,000 | 4,754,000 | 6,344,000 |
| Noninterest income | 205,000 | 474,000 | 662,000 | 887,000 |
| Noninterest expense | 1,193,000 | 2,398,000 | 3,685,000 | 4,905,000 |
| Provision for loan losses | 45,000 | 150,000 | 195,000 | 240,000 |
| Pretax income | 530,000 | 1,081,000 | 1,536,000 | 2,086,000 |
| Income tax | 164,000 | 342,000 | 482,000 | 647,000 |
| Net income | 366,000 | 739,000 | 1,054,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,633,000 | 11,886,000 | 12,212,000 | 12,375,000 |
| Total capital | 12,867,000 | 13,149,000 | 13,493,000 | 13,585,000 |
| Risk-weighted assets | 98,727,000 | 101,036,000 | 102,478,000 | 102,789,000 |