Call reports 2012
MILTON BANKING COMPANY, THE — 2012
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 129,704,000 | 123,867,000 | 126,417,000 | 129,325,000 |
| Total loans | 97,418,000 | 101,640,000 | 106,167,000 | 108,435,000 |
| Allowance for loan losses | 762,000 | 1,065,000 | 1,040,000 | 1,180,000 |
| Securities available for sale | 8,129,000 | 8,545,000 | 7,267,000 | 6,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,957,000 | 112,112,000 | 113,814,000 | 115,138,000 |
| Interest-bearing deposits | 97,779,000 | 91,366,000 | 91,487,000 | 91,759,000 |
| Noninterest-bearing deposits | 20,178,000 | 20,746,000 | 22,327,000 | 23,379,000 |
| Equity capital | 11,400,000 | 11,414,000 | 11,831,000 | 11,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,562,000 | 5,311,000 | 7,143,000 |
| Interest expense | 221,000 | 445,000 | 655,000 | 851,000 |
| Net interest income | 1,557,000 | 3,117,000 | 4,656,000 | 6,292,000 |
| Noninterest income | 209,000 | 390,000 | 578,000 | 779,000 |
| Noninterest expense | 1,165,000 | 2,273,000 | 3,340,000 | 4,511,000 |
| Provision for loan losses | 93,000 | 487,000 | 531,000 | 824,000 |
| Pretax income | 508,000 | 747,000 | 1,363,000 | 1,736,000 |
| Income tax | 157,000 | 230,000 | 405,000 | 582,000 |
| Net income | 351,000 | 517,000 | 958,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,763,000 | 10,760,000 | 11,176,000 | 11,253,000 |
| Total capital | 11,525,000 | 11,825,000 | 12,216,000 | 12,433,000 |
| Risk-weighted assets | 97,848,000 | 94,718,000 | 98,855,000 | 100,260,000 |