Call reports 2011
MILTON BANKING COMPANY, THE — 2011
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 125,579,000 | 124,112,000 | 124,797,000 | 125,615,000 |
| Total loans | 95,740,000 | 97,460,000 | 99,014,000 | 100,700,000 |
| Allowance for loan losses | 714,000 | 727,000 | 841,000 | 867,000 |
| Securities available for sale | 7,250,000 | 7,449,000 | 8,356,000 | 8,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,731,000 | 113,054,000 | 113,461,000 | 114,287,000 |
| Interest-bearing deposits | 96,131,000 | 94,686,000 | 93,586,000 | 92,812,000 |
| Noninterest-bearing deposits | 18,600,000 | 18,368,000 | 19,875,000 | 21,475,000 |
| Equity capital | 10,603,000 | 10,748,000 | 11,010,000 | 11,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,544,000 | 5,363,000 | 7,167,000 |
| Interest expense | 396,000 | 776,000 | 1,120,000 | 1,399,000 |
| Net interest income | 1,349,000 | 2,768,000 | 4,243,000 | 5,768,000 |
| Noninterest income | 208,000 | 428,000 | 660,000 | 842,000 |
| Noninterest expense | 1,096,000 | 2,295,000 | 3,432,000 | 4,492,000 |
| Provision for loan losses | 42,000 | 119,000 | 241,000 | 328,000 |
| Pretax income | 419,000 | 782,000 | 1,234,000 | 1,794,000 |
| Income tax | 114,000 | 240,000 | 378,000 | 545,000 |
| Net income | 305,000 | 542,000 | 856,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,922,000 | 10,043,000 | 10,325,000 | 10,407,000 |
| Total capital | 10,636,000 | 10,770,000 | 11,166,000 | 11,274,000 |
| Risk-weighted assets | 93,429,000 | 93,100,000 | 94,318,000 | 95,799,000 |