Call reports 2010
MILTON BANKING COMPANY, THE — 2010
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 116,050,000 | 116,801,000 | 120,768,000 | 125,729,000 |
| Total loans | 95,759,000 | 95,714,000 | 95,440,000 | 96,058,000 |
| Allowance for loan losses | 764,000 | 652,000 | 676,000 | 708,000 |
| Securities available for sale | 6,261,000 | 6,845,000 | 6,895,000 | 6,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,975,000 | 106,597,000 | 110,189,000 | 115,224,000 |
| Interest-bearing deposits | 90,925,000 | 90,502,000 | 93,039,000 | 95,479,000 |
| Noninterest-bearing deposits | 15,050,000 | 16,095,000 | 17,150,000 | 19,745,000 |
| Equity capital | 9,821,000 | 9,943,000 | 10,257,000 | 10,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,783,000 | 3,593,000 | 5,375,000 | 7,177,000 |
| Interest expense | 489,000 | 965,000 | 1,411,000 | 1,859,000 |
| Net interest income | 1,294,000 | 2,628,000 | 3,964,000 | 5,318,000 |
| Noninterest income | 224,000 | 481,000 | 788,000 | 1,002,000 |
| Noninterest expense | 1,082,000 | 2,260,000 | 3,303,000 | 4,473,000 |
| Provision for loan losses | 46,000 | 123,000 | 270,000 | 366,000 |
| Pretax income | 390,000 | 727,000 | 1,180,000 | 1,482,000 |
| Income tax | 118,000 | 221,000 | 354,000 | 451,000 |
| Net income | 272,000 | 506,000 | 826,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,041,000 | 9,161,000 | 9,503,000 | 9,596,000 |
| Total capital | 9,805,000 | 9,813,000 | 10,179,000 | 10,304,000 |
| Risk-weighted assets | 88,338,000 | 89,787,000 | 89,969,000 | 94,406,000 |